8:26 Anything That has to…8:59 profit Is contingent…
Wealth & charityFrom the masjid's own video, Nov 8, 2025.

Riba turns easy profit into debt

IOK · Obair Katchi

“Profit is contingent upon liability meaning there's a chance of loss.”

The khateeb, at 8:59

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In one sentence

Riba is a destructive, debt-producing deception that Muslims should avoid by living within their means, earning halal income, and using wealth through charity and interest-free loans.

The khutbah in 5 steps

  1. The sermon opens with a prophetic warning that riba will affect nearly everyone, while emphasizing that Allah makes avoidance possible.
  2. Shaitan disguises riba as effortless profit and a comfortable lifestyle, leading people into debt and dependence.
  3. He contrasts riba with risk-bearing commerce, qard hassan, charity, and community-based interest-free lending.
  4. The sermon explains riba’s severity and social harms, linking it to greed, economic injustice, poverty, and debt crises.
  5. It concludes with practical guidance on modest weddings, halal employment, repaying debts, charitable lending, and living debt-free where possible.
Try this week
Review jobs, contracts, and income sources for involvement in interest-bearing work.
Avoid borrowing for lifestyles and expenses beyond one’s means.
Keep mahr and weddings simple and affordable.
Give qard hassan or charity to help people recover from hardship.
Give borrowers additional time when they cannot repay on schedule.
Pursue halal income even when it pays less, trusting in barakah.
Sources the khateeb cited
Surah 2Riba is prohibited, and Allah does not burden a soul beyond its capacity.
Surah 2Shaitan promises poverty, while Allah promises forgiveness, bounty, and support.
Quotes

In the khateeb's words

“Anything That has to do With riba It leads to Destruction It leads Towards poverty”
IOK · Diamond Bar, CA
Play from 8:26
“profit Is contingent Upon liability Meaning There's a chance Of loss This is what The deen Teaches us”
IOK · Diamond Bar, CA
Play from 8:59
Talk about it at home

For the dinner table

The khateeb warned that riba, or interest, is a serious sin and that chasing a bigger lifestyle can leave people burdened by debt. He encouraged us to live within our means, keep weddings simple, and pay attention to how we earn our money. He shared how a knowledgeable friend helped him recognize a problem in a business opportunity, reminding us that we sometimes need guidance. He also encouraged interest-free loans to help people through difficulties and giving struggling borrowers more time to repay. His reminder was to seek Allah’s pleasure and barakah, His blessing, through halal earnings, charity, contentment, and kindness toward others.

  1. When does wanting the newest thing make it harder to appreciate what we already have?
  2. Who could you ask for guidance when a way of making money seems confusing?
  3. What is one way our family could use money to ease someone else’s difficulty?
Where it was given

The masjid

Institute of Knowledge1009 Vía Sorella, Diamond Bar, CA 91789KhateebObair KatchiMore khutbahsArchiveAll khutbahs at IOK58 khutbahs
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