Wealth is a trust and a test
“For you to leave your children after you with something to live is better than for you to leave them with nothing.”
Wealth is Allah’s trust and a test, so Muslims should manage it with moderation, saving, investment, charity, and reliance on Allah while serving others.
The khutbah in 6 steps
- Frames time, health, wealth, and knowledge as resources for which people will answer before Allah.
- Explains that wealth and children are blessings and tests, not proof of Allah’s love or personal ownership.
- Presents Quranic mindsets of belonging to Allah, relying on Him, and rejecting false security through wealth.
- Defines four financial priorities: moderate necessities, saving, investing, and giving zakah and sadaqah.
- Uses the example of Sa’d ibn Abi Waqqas to balance generosity with providing for heirs.
- Encourages Ramadan charity toward eligible relatives, local Islamic centers, the ummah, and people suffering in Palestine and elsewhere.
In the khateeb's words
“Allah is not telling you. You know. You have to hate your wealth. Don't seek wealth. Don't have wealth. As we will see. It's the opposite.”
“If you don't have the blessing of Islam. To understand and manage every other blessing. That blessing will become a curse.”
“So spend with moderation. Save. Invest. And give zakah and sadaqah.”
“Ya Saad, for you to leave your children after you with something to live is better than for you to leave them with nothing.”
For the dinner table
The khutbah teaches that our money, health, time, and knowledge are gifts from Allah and responsibilities we will answer for. We should see wealth as a trust and a test, not as proof that Allah loves us more or as something we own forever. The speaker encourages a balanced pattern: meet needs without excess, save, invest responsibly, and give zakah and sadaqah while caring for family and community. He also reminds us to care for our health, rely on Allah, and remember people suffering in Gaza and elsewhere.
- What is one blessing we should manage more responsibly?
- How can our family balance saving, spending, and giving?
- What does relying on Allah look like when we feel financially secure?
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